Why Us
Here are some reasons we believe we are the best real estate financing & processing company around
Expert Help in Organizing and Collecting Documents
Our system will help you process and organize all the necessary paperwork streamlining tasks.
Reduced Overhead Costs
Processing applications can be costly and diminishes you bottom line. Our system is designed to save you time and money.
Enhanced Customer Satisfaction
Our customers have high expectations and our fast and reliable services will exceed their expectations.
Reduce Turnaround Time
Processing applications fast and secure are a must for all parties involved. Our system is designed for productivity.
Access to Integrated and Automated Systems
We have a group of amazing tools and software to help you process applications fast, secure and reliable.
Comprehensive Credit Check
We have an amazing set of tools to provide accurate and detailed credit verification reports.
Streamlining Complex Processes
Processing applications fast and secure is a major task in any lending process. We have put together a system to help you navigate the process smootly.
Leverage Modern Technology to Improve the Mortgage Process
In todays lending market more and more tools are available to meet the demand and we have the best tools available to do just that.
Take advantage of our experience and know-how
We have many years in the business and you can count on us to help you through the process on every step of the way.
About Us
Since commencement in 2000, Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.
With over 100 employees with a mass diversity, with the capabilities to communicate in a dozen languages. All of our professional Loan Officers have a four-year college degree and or over five years operating in the mortgage finance business, experience and intelligence set us apart from the rest.
Unlike your local retail bank, we wouldn’t treat you as a number, more straightforward and transparent communication that doesn’t cease after 5 PM.
We are determined to earn your trust by providing you with the foremost service along with the lowest possible rates and cost. Direct Mortgage Investors, Inc, your lifetime mortgage lender!
How our services can help you
From start to finish our goal to create a smooth loan process for our borrowers. Meeting deadlines and expectations is what our reputation has been built upon and is paramount to our continued success in the market. When you come to Direct Mortgage Investors Inc. you will get five-star service. Direct Mortgage Investors Inc. is a very reputable and experienced company and that makes us different than many other companies and we understand the nuances of our local market and the different loan programs available to all over the country. We will show you Direct Mortgage Investors Inc. company is the only way to go.
Reputable & Reliable Company
With many years of lending experience we can guarantee you resources to get you help you get results
Meeting Your Expectations
With many years of lending experience we can guarantee you resources to get you help you get results
Smooth Lending Process
With many years of lending experience we can guarantee you resources to get you help you get results
Faster and Positive Results
With many years of lending experience we can guarantee you resources to get you help you get results
Applications Approved
Stars Rating
Dedicated Team Agents
Weekly Applications
Reviews
We are very popular. Don’t believe us? Just read what our clients are saying!
Julia F.
Orlando, FL
I couldn’t be happier with DMI. Their team work so well together. The process was smooth and all the necessary paperwork was handled with the most dedication be their team. The whole process was faster than I anticipated and they got the results I was looking for. Very thankful to DMI for their excellent work.
Mark K.
Erie, PA
I was recommended to DMI by a dear friend of mine who just went through a home refinancing process with them. I just started mine and I can already see why my friend chose DMI. They are dedicated and jumped right into my process and got started. I’m further along in my home refinance than I ever tough I would be at this point.
Thomas J.
Madison, WI
As a first time buyer I was very concerned about the whole process but DMI came to my rescue and made everything easier. They explained the entire process and my options and together we made the right decision to my situation. Now I’m proud home owner thanks to DMI and they dedication and worketic.
Do you have any question?
Feel free to contact us anytime.
Frequently Asked Questions
Here we have some answers for popular questions
1. When should I refinance?
Refinancing makes sense when interest rates are lower than your current rate, if you want to shorten your loan term, consolidate debt, or tap into your home’s equity. It can also be a good option if your credit has improved since you first obtained your mortgage, allowing you to qualify for better terms.
2. Should I pay points to lower my interest rate?
Paying points (also called “buying down” the rate) means you pay upfront fees to reduce your interest rate for the life of the loan. It’s typically worthwhile if you plan to stay in the home long-term, since the savings over time can outweigh the upfront cost.
3. What does it mean to lock the interest rate?
Locking your rate guarantees that your interest rate will not change between the time of approval and closing, regardless of market fluctuations. This protects you from rising rates while your loan is being processed.
4. How is my credit judged by lenders?
Lenders review your credit score, payment history, outstanding debt, length of credit history, and recent credit activity. Strong credit indicates reliability and may help you qualify for better rates and loan terms.
5. What is an Appraisal?
An appraisal is a professional evaluation of your property’s current market value. Lenders require it to ensure the home is worth the amount you’re borrowing, helping protect both you and the lender.
6. What is 80-10-10 Financing?
This is a loan structure where you use a first mortgage for 80% of the home’s value, a second mortgage for 10%, and a 10% down payment. It can help avoid private mortgage insurance (PMI) and lower upfront cash requirements.
7. What is an APR?
APR (Annual Percentage Rate) reflects the true cost of borrowing. It includes not only the interest rate but also lender fees, points, and certain closing costs, giving you a clearer picture of the overall expense of the loan.
8. What are points?
Points are upfront fees paid to the lender at closing in exchange for a reduced interest rate. One point typically equals 1% of the loan amount.
9. What happens at closing?
Closing is the final step in the mortgage process. You’ll review and sign all loan documents, pay any required closing costs, and officially take ownership of your home. Funds are then disbursed to the seller.
10. What is PMI (Private Mortgage Insurance)?
PMI is insurance required by lenders when your down payment is less than 20%. It protects the lender in case of default, but once you build sufficient equity in your home, PMI can often be removed.
11. What can I do to improve my credit score?
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Pay bills on time
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Keep credit card balances low
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Avoid opening multiple new accounts at once
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Regularly check your credit report for errors
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Pay down existing debt where possible
12. What documents do I need to prepare for my loan?
Lenders usually require:
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Recent pay stubs
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W-2s or tax returns (last 2 years)
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Bank statements
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Proof of assets (retirement, investment accounts)
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Photo ID
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Information on existing debts and obligations